Along with the benefits of Internet commerce comes a downside. Just as with phone and regular mail communications, there are scam artists using the Internet, known as “phishers,” who are trying to make a quick buck at your expense. They send out very official-looking e-mails that attempt to fool the receivers into sending them their account information, Social Security numbers, checking account information and a host of other personal items.
Determining the authenticity of e-mail can sometimes be tricky, and there aren’t any
foolproof methods. However, here are some telltale signs that something you received
could be the work of a “phisher:”
· If the e-mail requests that you verify personal information of any kind, be instantly
suspicious. After all, they should already have this information on hand!
· If it has a “generic” greeting, such as “Dear Valued Customer,” chances are it’s just
a spam message being sent out to large numbers of people. The vast majority of legit
businesses will address you by name.
· If it sends you to another link to “access your account,” pay close attention to each web address it’s sending you to. If the web site looks nothing like the company’s web address, the proverbial red flag should go up!
· If the e-mail says (with little or no notice) that if you do not respond your account will be closed, do not respond. Instead, call that company on the phone as soon as possible, using a phone number you know to be authentic.
Remember, your Credit Union will never ask you for personal information on the Internet. We are dedicated to keeping your personal information safe and secure. Following these guidelines will help – and be sure to pass this information along to everyone you know, especially someone who is new to Internet commerce.
Don’t take the bait
of a “phisher” or
you’ll be sorry.
bhuntdesigns@yahoo.com
